Credit crunch bites hard

While the term credit crunch always sounds like you’re borrowing breakfast cereal, I’m now as worried as the papers would like me to be. The merger of Halfax with Lloyds TSB will mean the end of one thing.

Howard.

Howard Brown was working in the Sheldon branch of the building society when he stared in his first advert, to the tune of ‘Sexbomb’ — the original of which has got to be up there as one of the worst songs ever:

He then went on to star in a load more:

and even released a single:

I was told that he was working in the Olton branch, but was shunted into PR. I’ll miss Howard (although not the scarily short Thomas Ho), and if you will to you can always hire a lookalike.